A wish or how we play the money saving game

When you think about the future of your children, you cannot help but think if they will be managing their money well. As a parent, you probably feel a pressure to do your best teaching your kids about money. And this is not an easy task as the money is yet too abstract to them. Unless you start thinking like a child yourself. Anticipating a wish… Can you still remember?

“When parents speak to their children about wishes, they might mention their own dreams. They can start with a game such as: “If you could wish for anything, what would it be?” as a way to find out what’s on their kids’ minds, and what their dreams are.” – Saving is Easier with a Goal (Link)

20171121_114307-01

Just as a little inspiration, this is how we play the money saving game:

Make a wish – My 6yo and I have a little notebook where we collect her wishes: a book, a kitten, an ice cream every Sunday, a photo camera. The priorities are constantly shifting, but once she feels this is what she wishes for so badly, first we check if the price is reasonable, then we can decide to buy immediately or start collecting money for it (or use our Digipigi app – My previous article from 22.09.2017). 

Make the wish growing – Anticipation is what makes any wish grow bigger in the imaginative world of a child and creates the most lasting memories. Whatever comes to the play, be it a pocket money or rewards, she would have to learn to wait patiently saving every Rappen that gets her further to the final sum.

Make the wish come true – It might take a few month but when the wish is finally granted,  the joy of achievement spreads to everyone involved in making the wish come true. Now we can just cross it down and start looking forward to the new one.

20171121_114213-02

april_2017-12-01-12-38-05-346

20171123_130635

“People save up for many different reasons. Frequent reasons for saving are for things you want, for unexpected events, and for old age.“ – Viva Kids (Link)

How do you teach your children saving money? Do you have any tips for our readers? Please share with us by leaving a  comment on this topic on our Facebook, Instagram or Twitter.

*This article was created in collaboration with Credit Suisse Viva Kids World

Events for kids today

This might be interesting for you too

  • Eine website für Familien - 20min Zürich über Family First -

    A website for families – 20min Zurich writes about Family First

    How nice! 20min Zurich writes about Family First! please read the translated text below! 20min Zurich Tuesday, 6th December 2016 A website for families ZURICH. A rainy day - what to do with with kids? Elena Habicher, the mother of one daughter, was constantly confronted with this problem. That is why she launched the website Familyfirst.ch. The portal will help families to find activities for kids… Read more 

  • Unser Familientagesausflug nach Bern

    Our weekend trip with kids to Bern

    Bern is such a beautiful city absolutely worth a visit. Being the capital of Switzerland and part of UNESCO World Heritage Sites gives this city extra points worth a visit with children. We had only 1,5 days to spent in Bern and couldn't see everything, but we managed to discover the biggest highlights. Based on our experience, here is our… Read more 

  • Familienbudget Vorlage für Familien mit 1 Kind in der Schweiz

    How to keep the family budget lower in Switzerland

    When you think that Switzerland is one of the most expensive counties in the world, you as a mom always look for ways to keep the family budget lower. As a rule, one person in Switzerland spends at least 300 CHF a month for food, plus expensive insurance, taxes, renting costs and childcare can make the family budget suffer a… Read more