It would be less complicated to teach kids about money if the money were not too abstract to them. For me, it`s important they learn that money has not only value but also purpose. But how can I put it right to my 5y.o.? I think I found a solution when Credit Suisse came up with Digipigi, a new digital money box for kids in Switzerland.
Basically, Digipigi is a little-toy-like digital money box that is connected to the Digipigi App (App for kids) which is designed to help kids manage their pocket money. Through the App for parents, you can easily control your child’s savings, pay off rewards or see their saving aims. It`s easy, super fun and very profitable because the kids can benefit from 5% interest on their first CHF 1000 savings. (Here you can find more information on Digipigi and Viva Kids Banking Package (Link).
My 5y.o. daughter has been always helping me with the Family First blog, so I offered her to become my business partner. Now, anytime I earn something from my blog, I share 5% with my daughter. She gets a funny notification on her Digipigi telling her she got some money in. It makes her feel valued and appreciated. What`s great, I noticed she is not in the hurry spending her savings. She loves to play around with different Digipigi`s saving aims, but one she keeps always on top of her list, she hopes to collect money on a new photo camera.
What I also like about Digipigi is that the children can see very clear the stage of their saving goals and have the freedom to experiment with it. They can choose to spend their money on something small or continue saving to achieve bigger goals, but you, as a parent, can help them to make the meaningful decisions. For example, you can teach them about sharing with those in need and support charities with small donations with Credit Suisse Micro-Donations (Link). It`s great when you want to build the right attitude toward money in kids.
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